Worth Financial

Overview

Worth Financial aims to offer seamless embedded banking and lending for both consumers and businesses. They required a robust platform that could onboard users, manage funds, underwrite credit and detect fraud in real time.

Challenge

Traditional banking technology couldn’t support instant onboarding and dynamic credit products. Worth needed modular ledger and payment rails that met compliance while remaining highly available.

Solution

We built an embedded banking platform with a unified ledger, KYC/KYB orchestration, risk analytics and fraud detection. A rules engine assesses transactions and credit events, while a modular API allows partners to issue accounts and loans. The system is deployed across multiple clouds for resilience.

Impact

Account opening time fell to minutes, fraud was reduced through real‑time analytics and the platform achieved 99.99% uptime. Worth can now launch new financing products rapidly and scale globally.