Krti

Overview

Krti set out to unify loyalty, rewards and payments into a single super app. They needed a scalable engine that could manage points, wallets, offers and merchant integration while meeting stringent compliance requirements.

Challenge

Separate systems for loyalty, wallets and payments created friction for users and merchants. Ensuring PCI and data residency compliance across multiple regions added complexity.

Solution

Theecode developed a modular super app platform with a loyalty engine, digital wallet and payment gateway. APIs orchestrate rewards accrual and redemption, peer‑to‑peer transfers and merchant settlements. The infrastructure runs across multiple clouds with automated compliance tooling and observability.

Impact

Krti launched the super app to millions of users, driving increased engagement and merchant adoption. Time to roll out new programs dropped by 70%, and the platform meets PCI DSS and regional data requirements.