Glenzy

Overview

Glenzy set out to build a fully digital credit operating system that could adapt to new lending models and leverage AI to make smarter underwriting decisions. They needed an end‑to‑end platform incorporating borrower onboarding, decisioning, servicing and collections.

Challenge

The market lacked a modern credit infrastructure that provided flexibility for different loan products while still meeting compliance and risk requirements. Manual underwriting created bottlenecks and inconsistent credit decisions.

Solution

Theecode designed and developed a modular LOS and LMS platform with configurable workflows, borrower portals and an AI underwriting assistant. Microservices manage identity, scoring and servicing, while the AI engine uses historical data to recommend decisions and limits.

Impact

Glenzy launched in record time and scaled rapidly, onboarding tens of thousands of borrowers. Automated underwriting reduced decision time by 70% and increased approval accuracy, allowing Glenzy's customers to launch new credit products with confidence.